Professor and Academic Director Mohamed A. Desoky Featured on WalletHub
Mohamed A. Desoky, Ph.D., MBA serves as the Academic Director and Professor of Practice in the Master of Financial Technology and Analytics program.
Dr. Desoky brings his expertises to a recent WalletHub article, where he explores the role and value of budgeting apps in personal finance.
Wallet Hub: Nearly 3 in 4 Americans think more people should start using a budgeting app, according to a recent WalletHub survey — do you agree?
Dr. Desoky: Yes, but it is not just about tracking your spending. A good budgeting app should help you feel more in control, not more guilty. The best ones do not just tell you where your money went – they help you use your money in ways that match what matters most to you. It is about making your money work for your life – not just making cuts.
Wallet Hub:Â What advice do you have for people looking for a good budgeting app to use?
Dr. Desoky: Start with your needs. Are you trying to pay off debt, save for a goal, or just understand where your money goes? Then find an app that makes those behaviors easier, not harder. The best app is the one you will actually use consistently – not the one with the most features.
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